Bankruptcy is federal law, so Texas technically follows the same bankruptcy laws as all the other states. However, Texas state statutes and judicial precedents control some very important aspects of filing bankruptcy in Texas. The biggest role played by the state is determining what the bankruptcy exemptions are. The Texas bankruptcy exemptions determine what assets that you are able to retain when you file a Chapter 7 bankruptcy and what percentage of your debt you are required to pay back in a Chapter 13 bankruptcy.
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Texas Bankruptcy Exemptions
Bankruptcy exemptions determine which assets you can retain when you file a Chapter 7 bankruptcy as well as what percentage of your debt you are required to pay back in a Chapter 13 bankruptcy. -
Texas Bankruptcy Courts
In Texas, bankruptcy courts are organized into four separate districts based upon location. Find the contact information for all of these Texas bankruptcy court locations. -
Texas Bankruptcy Vote
Following years of intense lobbying by creditors, in 2005 the U.S. Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). See how Texas Senators Cornyn (Republican) and Hutchison (Republican) each voted on these provisions which largely favored creditors over the average U.S. consumer. -
Texas Bankruptcy Credit Counseling/Debtor Education (Required)
You are required to complete a U.S. Trustee-approved credit counseling briefing before filing bankruptcy. If you’ve already filed bankruptcy, you must complete a U.S Trustee-approved debtor education briefing. -
Texas Bankruptcy Statistics
Bankruptcy statistics in Texas don’t vary much from the national average. View the median income numbers for Texans as well as statistics for the 2005 and 2006 Texas bankruptcy filings — organized by Chapter 7, Chapter 11 or Chapter 13. -
Texas Bankruptcy Attorney
Receive a FREE bankruptcy evaluation with a local Texas bankruptcy attorney who can help people in Amarillo, Abilene, Dallas, Fort Worth, Lubbock, San Angelo, Wichita Falls, Tyler, Plano, Beaumont, Austin, Houston, San Antonio, Midland, Waco, El Paso, or any other Texas city.
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