Louisiana Bankruptcy

What Are The Louisiana Bankruptcy Exemptions?

Louisiana law protects all or a portion of your property from being seized by creditors or the bankruptcy trustee in a Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, you are generally allowed to keep all of your assets and property. Certain exceptions may apply, so it’s wise to consult with a Louisiana bankruptcy attorney to find which of your assets will be protected in a bankruptcy filed in Louisiana. In general, the major Louisiana bankruptcy exemptions include:

GENERAL LOUISIANA EXEMPTIONS
Real Estate (the Homestead Exemption)
Up to $25,000 in value is protected.
Automobiles
One motor vehicle valuing up to $7,500 is protected.
Other Property
100 percent of the value of tools, instruments, and books used in a trade or business; 100 percent of the value clothing, furniture, appliances, and related household items; and $5,000 in the value of wedding and engagement rings.
View the complete list of Louisiana bankruptcy exemptions

Please remember that this page provides general information only, and is not intended to provide legal advice. The information is not a substitute for the advice of a qualified bankruptcy attorney. If you need legal assistance, consult an attorney.

Which state’s exemption laws apply in your bankruptcy?

Generally, the laws of the state in which you lived for the 730 days (2 years) prior to filing a bankruptcy petition will apply in your bankruptcy.

If you have not lived in the same state for the 2 years immediately prior to filing your bankruptcy petition, the laws of the state in which you lived for the majority of the 180-day period preceding the 2-year period will likely apply.

If application of the preceding general rules renders you ineligible for exemptions under any state’s laws, you may be allowed to choose the federal exemptions applicable in your bankruptcy.

Is Louisiana a community property state?

Yes, Louisiana is a community property state. Because it is a community property state, you are responsible for any debts that your spouse incurred while you were married. You are therefore equally liable for your spouse’s debts even if you did not voluntarily assume liability for them by, for example, cosigning for a loan given to your spouse.

How did your senator vote on the new bankruptcy laws?

Following years of intense lobbying by creditors, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005″ (BAPCPA). How did your Senators vote on these largely pro-creditor provisions?

Landrieu (D-LA) — YEA 
Vitter (R-LA) — NAY

Louisiana Bankruptcy Court Locations:

U.S. Bankruptcy Court
Hale Boggs Federal Building
500 Poydras Street, Suite B-601
New Orleans, LA 70130
(504) 589-7878

707 Florida Street
Room 119
Baton Rouge, LA 70801
(225) 389-0211

Western District of Louisiana Bankruptcy
300 Fannin Street Suite 2201
Shreveport, Louisiana 71101
(318) 676-4267

Note: You may not have to actually go to one of the above bankruptcy courts. Trustees often conduct your meeting at a local venue.

Although bankruptcy is federal law, the bankruptcy courts in each jurisdiction have local rules that must be followed. A local bankruptcy attorney will be familiar with the specific rules in your area.

Louisiana Bankruptcy Attorney Locations:

Bankruptcy Attorneys in the state of Louisiana

  1. Abbeville
  2. Alexandria
  3. Arabi
  4. Baton Rouge
  5. Bossier City
  6. Covington
  7. Denham Springs
  8. Gonzales
  9. Gretna
  10. Hammond
  11. Houma
  12. Jennings
  13. Lafayette
  14. Lake Charles
  15. Laplace
  16. Madisonville
  17. Mandeville
  18. Metairie
  19. Monroe
  20. Morgan City
  21. Natchitoches
  22. New Orleans
  23. Opelousas
  24. Pineville
  25. Ruston
  26. Shreveport
  27. Slidell
  28. Ville Platte
  29. West Monroe
Abbeville Payday Loans
Website Company Telephone Address
bankruptcylawyerlafayette.com Law Offices Adam G Young not found Law Offices Adam G Young, 111 Concord St, Abbeville, LA 70510, United States
Alexandria Payday Loans
Website Company Telephone Address
tommcbridelaw.com McBride Law Firm (318) 445-8800 McBride Law Firm, 301 Jackson St Suite 101, Alexandria, LA 71301, United States
henrylawcenter.com L. Laramie Henry – Bankruptcy Attorney (318) 445-6000 L. Laramie Henry – Bankruptcy Attorney, 1227 MacArthur Dr, Alexandria, LA 71303, United States
Arabi Payday Loans
Website Company Telephone Address
swamplaw.com Harrington & Myers (504) 279-5511 Harrington & Myers, 114 Aycock St, Arabi, LA 70032, United States
Baton Rouge Payday Loans
Website Company Telephone Address
murraylaw.net Murray & Murray, LLC (225) 425-3258 Murray & Murray, LLC, 4970 Bluebonnet Blvd Suite B, Baton Rouge, LA 70809, United States
grandlawfirm.com Grand Law Firm (225) 424-2037 Grand Law Firm, 10537 Kentshire Ct suite a, Baton Rouge, LA 70810, United States
derrensjohnson.com Derren S. Johnson & Associates, APLC (225) 389-9616 Derren S. Johnson & Associates, APLC, 1200 S Acadian Thruway #101, Baton Rouge, LA 70806, United States
batonrougebankruptcylawyer.com David O. Mooney Attorney at Law (225) 387-8122 David O. Mooney Attorney at Law, 201 St Charles St, Baton Rouge, LA 70802, United States
gouner.com Greg Gouner, Attorney at Law (225) 293-6200 Greg Gouner, Attorney at Law, 11750 Bricksome Ave ste c, Baton Rouge, LA 70816, United States
dicksonlawfirm.com Dickson Law Firm, LC (225) 369-9922 Dickson Law Firm, LC, 18405 E Petroleum Dr, Baton Rouge, LA 70809, United States
adamsandreese.com Patricia B. McMurray (225) 336-5200 Patricia B. McMurray, Chase North Tower, 450 Laurel St #1900, Baton Rouge, LA 70801, United States
herpinlawfirm.com Herpin Law Firm (225) 242-2227 Herpin Law Firm, 200 Government St #200, Baton Rouge, LA 70802, United States
steffeslaw.com The Steffes Firm, LLC (225) 751-1751 The Steffes Firm, LLC, 1370, 13702 Coursey Blvd #3, Baton Rouge, LA 70817, United States
carmouchetitle.com Carmouche Title, LLC (225) 330-4963 Carmouche Title, LLC, 4212 American Way suite b, Baton Rouge, LA 70816, United States
Bossier City Payday Loans
Website Company Telephone Address
robertraleylaw.com Robert W Raley (318) 747-2230 Robert W Raley, 290 Benton Spur, Bossier City, LA 71111, United States
evansfranklin.com Evans & Franklin Attorneys At Law (318) 746-7467 Evans & Franklin Attorneys At Law, 3001 Old Minden Rd, Bossier City, LA 71112, United States
Covington Payday Loans
Website Company Telephone Address
northshorefirm.com Wayne M Aufrecht Attorney (985) 893-3361 Wayne M Aufrecht Attorney, 417 W 21st Ave, Covington, LA 70433, United States
rachel.law The Law Office of Rachel Thyre Vogeltanz, LLC (985) 377-9271 The Law Office of Rachel Thyre Vogeltanz, LLC, 428 W 21st Ave, Covington, LA 70433, United States
Denham Springs Payday Loans
Website Company Telephone Address
peteraryan.com Peter A. Ryan Attorney at Law (225) 308-2006 Peter A. Ryan Attorney at Law, 1111 S Range Ave, Denham Springs, LA 70726, United States
Gonzales Payday Loans
Website Company Telephone Address
dimentfirm.com The Diment Firm (225) 424-2588 The Diment Firm, 214 S Burnside Ave Ste 205, Gonzales, LA 70737, United States
Gretna Payday Loans
Website Company Telephone Address
lawsuitqa.com Law Offices of Bill Cherbonnier (504) 309-3304 Law Offices of Bill Cherbonnier, 2550 Belle Chasse Hwy #215, Gretna, LA 70053, United States
swamplaw.com Harrington & Myers (504) 259-3411 Harrington & Myers, 235 Derbigny St, Gretna, LA 70053, United States
kirkpatrickandassociates.com Kirkpatrick & Associates LLC (504) 608-7547 Kirkpatrick & Associates LLC, 401 Whitney Ave. #407, Gretna, LA 70056, United States
Hammond Payday Loans
Website Company Telephone Address
sealeross.com Seale & Ross – Hammond (985) 542-8500 Seale & Ross – Hammond, 200 N Cate St, Hammond, LA 70401, United States
southernlegalclinics.com Southern Legal Clinics – Hammond Office (985) 345-2974 Southern Legal Clinics – Hammond Office, 1216 S Morrison Blvd, Hammond, LA 70403, United States
gerdeslaw.net Gerdes Law Firm LLC (985) 345-9404 Gerdes Law Firm LLC, 106 N Cypress St, Hammond, LA 70401, United States
antinlaw.com Antin Law Firm (985) 542-8299 Antin Law Firm, 104 N Cypress St, Hammond, LA 70401, United States
Houma Payday Loans
Website Company Telephone Address
rllandreneaujr.com R. L. Landreneau, Jr. Attorney-at-Law (985) 876-7048 R. L. Landreneau, Jr. Attorney-at-Law, 209 Goode St #204, Houma, LA 70360, United States
southernlegalclinics.com Southern Legal Clinics – Houma Office (985) 868-9100 Southern Legal Clinics – Houma Office, 1340 W Tunnel Blvd Suite 315, Houma, LA 70360, United States
Jennings Payday Loans
Website Company Telephone Address
menardlawfirm.com Menard & Willis (337) 504-3303 Menard & Willis, 719 N Lake Arthur Ave, Jennings, LA 70546, United States
Lafayette Payday Loans
Website Company Telephone Address
bankruptcylawyerlafayette.com The Law Office of Adam G. Young (337) 261-8800 The Law Office of Adam G. Young, 315 S College Rd, Lafayette, LA 70503, United States
richouxlawfirm.com Richoux Law Firm, L.L.C. (337) 205-7049 Richoux Law Firm, L.L.C., 110 E Kaliste Saloom Rd #205, Lafayette, LA 70508, United States
weinlaw.com Weinstein & St. Germain, LLC (337) 235-4001 Weinstein & St. Germain, LLC, 1103 W University Ave, Lafayette, LA 70506, United States
andresslawfirm.com Andress Law Firm (337) 347-9919 Andress Law Firm, 1604 W Pinhook Rd UNIT 100, Lafayette, LA 70508, United States
gibsonlawpartners.com Gibson Law Partners, LLC (337) 761-6250 Gibson Law Partners, LLC, 2448 Johnston St, Lafayette, LA 70503, United States
bankruptcylawlafayette.com L.W. Thomas & Associates (337) 235-8801 L.W. Thomas & Associates, 201 E Cypress St, Lafayette, LA 70501, United States
sandozlaw.com Sandoz Law Offices (337) 235-1677 Sandoz Law Offices, 1304 Bertrand Dr STE B1, Lafayette, LA 70506, United States
knezeklaw.com Knezek Law (337) 266-2233 Knezek Law, 95 Woods Crossing Suite 100, Lafayette, LA 70508, United States
Lake Charles Payday Loans
Website Company Telephone Address
rmwlegal.com Matt Pettaway Bankruptcy Lawyer (337) 433-0234 Matt Pettaway Bankruptcy Lawyer, 1777 Ryan St, Lake Charles, LA 70602, United States
caseylaw.net Gerald J. Casey (337) 474-5005 Gerald J. Casey, 613 Alamo St B, Lake Charles, LA 70601, United States
dwilliamsattorney.com David J. Williams, Attorney at Law (337) 494-1023 David J. Williams, Attorney at Law, 827 Pujo St, Lake Charles, LA 70601, United States
chessonlaw.com The Law Office of Christian D. Chesson (337) 436-5297 The Law Office of Christian D. Chesson, 1325 E Prien Lake Rd, Lake Charles, LA 70601, United States
baggettmccall.com Baggett, McCall, Burgess, Watson, Gaughan & Andrus LLC (337) 478-8888 Baggett, McCall, Burgess, Watson, Gaughan & Andrus LLC, 3006 Country Club Rd ste 100, Lake Charles, LA 70605, United States
saa.legal Sudduth and Associates, LLC (833) 783-3884 Sudduth and Associates, LLC, 1109 Pithon St, Lake Charles, LA 70601, United States
packardlapray.com Packard LaPray Attorneys at Law (337) 431-7170 Packard LaPray Attorneys at Law, 2201 Oak Park Blvd, Lake Charles, LA 70601, United States
lakecharlesattorney.com Bauman Edward K (337) 491-0570 Bauman Edward K, 631 Kirby St, Lake Charles, LA 70601, United States
Laplace Payday Loans
Website Company Telephone Address
bankruptcylawyerneworleans.com Law Offices of Ron C. Adams (504) 606-3095 Law Offices of Ron C. Adams, 1804 Van Arpel Dr, Laplace, LA 70068, United States
bigeasybk.com Big Easy Law Group (504) 229-0679 Big Easy Law Group, 518 Belle Terre Blvd, Laplace, LA 70068, United States
Madisonville Payday Loans
Website Company Telephone Address
bacchuslaw.com Jenny Abshier, Attorney at Law (504) 454-1414 Jenny Abshier, Attorney at Law, 389 LA-21 Ste. 402, Madisonville, LA 70047, United States
Mandeville Payday Loans
Website Company Telephone Address
kirkpatrickandassociates.com Kirkpatrick & Associates LLC (985) 377-1167 Kirkpatrick & Associates LLC, 4565 Lasalle St #200, Mandeville, LA 70471, United States
Metairie Payday Loans
Website Company Telephone Address
bigeasybk.com Big Easy Law Group (504) 454-1414 Big Easy Law Group, 3939 Veterans Memorial Blvd Suite 215, Metairie, LA 70002, United States
pontchartrainlaw.com Pontchartrain Law Center (504) 831-7405 Pontchartrain Law Center, 3525 N Causeway Blvd #719, Metairie, LA 70002, United States
derbeslaw.com Derbes Law Firm, LLC (504) 837-1230 Derbes Law Firm, LLC, 3027 Ridgelake Dr, Metairie, LA 70002, United States
neworleans-bankruptcylawyer.com Steven J. Hunter Attorney at Law (504) 598-5313 Steven J. Hunter Attorney at Law, 3500 N Hullen St # 241, Metairie, LA 70002, United States
armandobaralt.com Armando R. Baralt Attorney At Law (504) 833-3309 Armando R. Baralt Attorney At Law, 911 Veterans Memorial Blvd Ste 202, Metairie, LA 70005, United States
kirkpatrickandassociates.com Kirkpatrick & Associates LLC (504) 828-3311 Kirkpatrick & Associates LLC, 3501 N Causeway Blvd # 750, Metairie, LA 70002, United States
southernlegalclinics.com Southern Legal Clinics – Metairie Office (504) 455-4185 Southern Legal Clinics – Metairie Office, 3848 Veterans Memorial Blvd # 201, Metairie, LA 70002, United States
bacchuslaw.com Jenny Abshier, Esq. (504) 454-1414 Jenny Abshier, Esq., 4051 Veterans Memorial Blvd STE 405, Metairie, LA 70002, United States
grandlawfirm.com Grand Law Firm (504) 608-5208 Grand Law Firm, 3421 N Causeway Blvd # 503, Metairie, LA 70002, United States
uprightlaw.com UpRight Law (877) 927-5451 UpRight Law, Metairie Bank, 7809 Airline Dr #304C, Metairie, LA 70003, United States
Monroe Payday Loans
Website Company Telephone Address
eorumyoung.com E. Orum Young Law Offices (318) 322-6232 E. Orum Young Law Offices, 200 Washington St, Monroe, LA 71201, United States
318law.com Campbell | House Injury Lawyers and Bankruptcy Attorneys (318) 855-0285 Campbell | House Injury Lawyers and Bankruptcy Attorneys, 1815 Roselawn Ave, Monroe, LA 71201, United States
godaddysites.com Sanson Marshall L (318) 388-1234 Sanson Marshall L, 505 Pine St, Monroe, LA 71201, United States
wmhllp.com Mc Millin David C (318) 322-9700 Mc Millin David C, 1881 Hudson Cir N, Monroe, LA 71201, United States
Morgan City Payday Loans
Website Company Telephone Address
frankjudycki.com Frank Judycki Attorney at Law (985) 385-1520 Frank Judycki Attorney at Law, 1109 8th St Suite 3, Morgan City, LA 70380, United States
Natchitoches Payday Loans
Website Company Telephone Address
theharringtonlawfirm.com The Harrington Law Firm (318) 352-5900 The Harrington Law Firm, 459 Jefferson St, Natchitoches, LA 71457, United States
New Orleans Payday Loans
Website Company Telephone Address
kevinkgipson.com Gipson Kevin K (504) 368-4101 Gipson Kevin K, 3920 General De Gaulle Dr, New Orleans, LA 70114, United States
sisklawfirm.com Sisk Law Firm (504) 799-9987 Sisk Law Firm, 830 Union St Ste 301, New Orleans, LA 70112, United States
lawyersean.com Law Office Of Sean Reichert (504) 264-6477 Law Office Of Sean Reichert, 4035 Washington Ave Suite 273, New Orleans, LA 70125, United States
congenilawfirm.com Congeni Law Firm, LLC (504) 522-4848 Congeni Law Firm, LLC, 424 Gravier St, New Orleans, LA 70130, United States
roncadamslawoffice.com Law Office of Ron C. Adams (504) 648-6736 Law Office of Ron C. Adams, 1615 Poydras St Suite 900, New Orleans, LA 70112, United States
neworleansbankruptcy.com Menszer Law (504) 528-2424 Menszer Law, 830 Union St #301, New Orleans, LA 70112, United States
neworleansbankruptcy.com Banks Law Firm (504) 524-7603 Banks Law Firm, 650 Poydras St, New Orleans, LA 70130, United States
Opelousas Payday Loans
Website Company Telephone Address
sandozlaw.com Sandoz Law Offices (337) 942-8956 Sandoz Law Offices, 424 S Union St, Opelousas, LA 70570, United States
Pineville Payday Loans
Website Company Telephone Address
mckeithenlewellyan.com McKeithen & Lewellyan (318) 649-6862 McKeithen & Lewellyan, 607 Main St, Pineville, LA 71360, United States
Ruston Payday Loans
Website Company Telephone Address
rustonbankruptcy.com Law Office Of Melanie Shrell (318) 278-7968 Law Office Of Melanie Shrell, 307 N Trenton St #107, Ruston, LA 71270, United States
timwaltman.com Tim Waltman – Ruston Bankruptcy Attorney (318) 232-1802 Tim Waltman – Ruston Bankruptcy Attorney, 750 Celebrity Dr Suite 105, Ruston, LA 71270, United States
uprightlaw.com UpRight Law (877) 927-5451 UpRight Law, 307 N Trenton St #107, Ruston, LA 71270, United States
Shreveport Payday Loans
Website Company Telephone Address
simonfitzgerald.com Simon Fitzgerald LLC (318) 550-4873 Simon Fitzgerald LLC, 4700 Line Ave #200, Shreveport, LA 71106, United States
thecooklaw.com The Cook Law Firm (318) 752-3733 The Cook Law Firm, 9045 Ellerbe Rd #104, Shreveport, LA 71106, United States
shreveportbossierlaw.com Law Office of Robert B. Dunlap (318) 947-4535 Law Office of Robert B. Dunlap, 149 Freestate Blvd, Shreveport, LA 71107, United States
rcstampslaw.com Ron Christopher Stamps LLC (318) 227-8696 Ron Christopher Stamps LLC, 1705 Irving Pl, Shreveport, LA 71101, United States
Slidell Payday Loans
Website Company Telephone Address
cameronlawfirm.com Cameron Law Firm LLC (985) 288-1732 Cameron Law Firm LLC, 1290 7th St #1, Slidell, LA 70458, United States
thomashuntergray.com Thomas H Gray Attorneys At Law (985) 641-8335 Thomas H Gray Attorneys At Law, 113 Doubloon Dr, Slidell, LA 70461, United States
barbarawatzke.com Arnold Watzke Barbara (985) 639-1791 Arnold Watzke Barbara, 1925 Corporate Square Blvd, Slidell, LA 70458, United States
legalshield.com LegalShield and IDShield Independent Associates : Mary Beth and Bobby Bugea (985) 718-4558 LegalShield and IDShield Independent Associates : Mary Beth and Bobby Bugea, Tidewater Dr, Slidell, LA 70458, United States
bouterielaw.com Bouterie Law Firm (985) 641-9002 Bouterie Law Firm, 122 Village St, Slidell, LA 70458, United States
southernlegalclinics.com Southern Legal Clinics – Slidell Office (985) 649-4090 Southern Legal Clinics – Slidell Office, 1501 Gause Blvd STE 8, Slidell, LA 70458, United States
Ville Platte Payday Loans
Website Company Telephone Address
fontenotludeaulaw.com Fontenot & Ludeau, LLC (337) 363-2388 Fontenot & Ludeau, LLC, 516 W Magnolia St, Ville Platte, LA 70586, United States
West Monroe Payday Loans
Website Company Telephone Address
samhenrylaw.com Sam Henry IV Attorney At Law – Louisiana Bankruptcy Attorneys (318) 322-7655 Sam Henry IV Attorney At Law – Louisiana Bankruptcy Attorneys, 502 Trenton St, West Monroe, LA 71291, United States
jspiveylaw.com James W. Spivey II (318) 387-3666 James W. Spivey II, 1515 N 7th St, West Monroe, LA 71291, United States