Montana State Bankruptcy Laws

What Are The Montana Bankruptcy Exemptions?

MontanaMontana law protects all or a portion of your property from being seized by creditors or the bankruptcy trustee in a Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, you are generally allowed to keep all of your assets and property. Certain exceptions may apply, so its wise to consult with a Montana bankruptcy attorney to find which of your assets will be protected in a bankruptcy filed in Montana. In general, the major Montana bankruptcy exemptions include:

GENERAL MONTANA EXEMPTIONS
Real Estate (the Homestead Exemption)
Up to $100,000 of equity in your homestead can be protected.
Automobiles
One motor vehicle valuing up to $2,500 can be protected.
Other Property
A total of $4,500 in aggregate value, not exceeding $600 in any one item, of household furnishings and goods, appliances, jewelry, wearing apparel, books, firearms and other sporting goods, animals, feed, crops, and musical instruments; and up to $3,000 in aggregate value of any implements, professional books, and tools of the trade.
View the complete list of Montana bankruptcy exemptions

Please remember that this page provides general information only, and is not intended to provide legal advice. The information is not a substitute for the advice of a qualified bankruptcy attorney. If you need legal assistance, consult an attorney.

Which state’s exemption laws apply in your bankruptcy?

MontanaGenerally, the laws of the state in which you lived for the 730 days (2 years) prior to filing a bankruptcy petition will apply in your bankruptcy.

If you have not lived in the same state for the 2 years immediately prior to filing your bankruptcy petition, the laws of the state in which you lived for the majority of the 180-day period preceding the 2-year period will likely apply.

If application of the preceding general rules renders you ineligible for exemptions under any states laws, you may be allowed to choose the federal exemptions applicable in your bankruptcy.

Is Montana a Community Property State?

No, Montana is not a community property state. Because it is not a community property state, you will be responsible for your spouses debts only if you voluntarily assumed those debts by, for example, co-signing on a loan given to your spouse. In a non-community property state, one spouse can file for bankruptcy and be eligible to eliminate all of their unsecured debts without the involvement of the other spouse.

How did your senator vote on the new bankruptcy laws?

Following years of intense lobbying by creditors, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). How did your Senators vote on these largely pro-creditor provisions?

Baucus (D-MT) – NAY
Burns (R-MT) – YEA

Montana Bankruptcy Court Locations:

U.S. Bankruptcy Court District of Montana,
Mike Mansfield Federal Building and U.S. Courthouse

400 North Main Street
Rm. 303
Butte, MT 59701
(406) 497-1243

Note: You may not have to actually go to one of the above bankruptcy courts. Trustees often conduct your meeting at a local venue.

Although bankruptcy is federal law, the bankruptcy courts in each jurisdiction have local rules that must be followed. A local bankruptcy attorney will be familiar with the specific rules in your area.

Montana Bankruptcy Attorney Locations:

Bankruptcy Attorneys in the state of Montana

  1. Billings
  2. Bozeman
  3. Butte
  4. Great Falls
  5. Helena
  6. Kalispell
  7. Missoula
  8. Whitefish
Billings Payday Loans
Website Company Telephone Address
yellowstonebankruptcy.com Yellowstone Bankruptcy (406) 606-9700 Yellowstone Bankruptcy, 725 Grand Ave, Billings, MT 59102, United States
ppbglaw.com Patten, Peterman, Bekkedahl & Green, PLLC (406) 252-8500 Patten, Peterman, Bekkedahl & Green, PLLC, 2817 2nd Ave N Ste 300, Billings, MT 59101, United States
goodrichreely.com Goodrich & Reely PLLC – Billings Office (406) 256-3663 Goodrich & Reely PLLC – Billings Office, 2812 1st Ave N #301, Billings, MT 59101, United States
schevecklaw.com Scheveck & Salminen Law Firm, PLLC (406) 894-2121 Scheveck & Salminen Law Firm, PLLC, 2223 Montana Ave #103, Billings, MT 59101, United States
mmlo.org MOIRA MURPHY (406) 206-6513 MOIRA MURPHY, 2722 3rd Ave N # 240, Billings, MT 59101, United States
Bozeman Payday Loans
Website Company Telephone Address
stuartwhitehairlaw.com Stuart Whitehair P.C. (406) 587-4200 Stuart Whitehair P.C., 2123 Durston Rd #17, Bozeman, MT 59718, United States
bozemanbankruptcy.com Pipitone Law (406) 219-7499 Pipitone Law, 103 S 8th Ave, Bozeman, MT 59715, United States
yellowstonebankruptcy.com Yellowstone Bankruptcy (406) 606-9700 Yellowstone Bankruptcy, 313 W Mendenhall St Ste 5, Bozeman, MT 59715, United States
Butte Payday Loans
Website Company Telephone Address
prrlaw.com Poore Roth & Robinson PC (406) 497-1200 Poore Roth & Robinson PC, 1341 Harrison Ave, Butte, MT 59701, United States
Great Falls Payday Loans
Website Company Telephone Address
tarumlaw.com Tarum Law Office PC (406) 268-0001 Tarum Law Office PC, 417 Central Ave # 400, Great Falls, MT 59401, United States
dalawmt.com Deschenes & Associates Law Offices: Gary S. Deschenes (406) 761-6112 Deschenes & Associates Law Offices: Gary S. Deschenes, 309 1st Ave N, Great Falls, MT 59401, United States
not found Randy Winner (406) 761-3636 Randy Winner, 410 Central Ave #606, Great Falls, MT 59401, United States
semanskylawfirm.com Semansky Law Office (406) 771-1584 Semansky Law Office, 14 5th St S, Great Falls, MT 59401, United States
chjw.com Church Harris Johnson & Williams PC (406) 761-3000 Church Harris Johnson & Williams PC, 114 3rd St S, Great Falls, MT 59401, United States
Helena Payday Loans
Website Company Telephone Address
crowleyfleck.com Crowley Fleck PLLP (406) 449-4165 Crowley Fleck PLLP, 900 N Last Chance Gulch #200, Helena, MT 59601, United States
mswdlaw.com Morrison, Sherwood, Wilson, & Deola, PLLP (406) 442-3261 Morrison, Sherwood, Wilson, & Deola, PLLP, 401 N Last Chance Gulch, Helena, MT 59601, United States
plmontana.com Passamani & LeTang, PLLC (406) 422-4522 Passamani & LeTang, PLLC, 40 W 14th St, Helena, MT 59601, United States
Kalispell Payday Loans
Website Company Telephone Address
faerberlawfirm.com Faerber Law Office (406) 756-7336 Faerber Law Office, 725 S Main St, Kalispell, MT 59901, United States
klinkhammerlawmt.com Klinkhammer Law Offices (406) 257-7277 Klinkhammer Law Offices, 1111 S Main St, Kalispell, MT 59901, United States
scotthamiltonlaw.com Scott Hamilton Attorney at Law (406) 257-3036 Scott Hamilton Attorney at Law, 157 N Meridian Rd STE 105, Kalispell, MT 59901, United States
crowleyfleck.com Crowley Fleck PLLP – Kalispell (406) 752-6644 Crowley Fleck PLLP – Kalispell, 1667 Whitefish Stage Rd #101, Kalispell, MT 59901, United States
kvhlaw.com Kaufman Vidal Hileman Ellingson P.C. (406) 755-5700 Kaufman Vidal Hileman Ellingson P.C., 22 2nd Ave W #4000, Kalispell, MT 59901, United States
Missoula Payday Loans
Website Company Telephone Address
missoulabankruptcylawyer.com Gary W. Wolfe, P.C. | Bankruptcy Lawyer Missoula MT (406) 728-4732 Gary W. Wolfe, P.C. | Bankruptcy Lawyer Missoula MT, 101 E Broadway St Suite 300, Missoula, MT 59802, United States
shimaneklaw.com Shimanek Law (406) 544-8049 Shimanek Law, 317 E Spruce St, Missoula, MT 59802, United States
montanaconsumerlawyer.com Montana Consumer Law Center & Lundberg Law Office PLLC (406) 531-0630 Montana Consumer Law Center & Lundberg Law Office PLLC, 415 N Higgins Ave, Missoula, MT 59802, United States
attorneyatlawmissoula.com Murphy Law Offices PLLC (406) 552-0060 Murphy Law Offices PLLC, 127 N Higgins Ave UNIT 207, Missoula, MT 59802, United States
crowleyfleck.com Crowley Fleck PLLP – Missoula (406) 523-3600 Crowley Fleck PLLP – Missoula, 305 S 4th St E, Missoula, MT 59801, United States
mtbankruptcylawyers.com Morgan Pierce Law Firm (406) 830-3875 Morgan Pierce Law Firm, 1800 S Reserve St Suite B, Missoula, MT 59801, United States
geranioslaw.com Geranios Law, PLLC (406) 541-3565 Geranios Law, PLLC, 120 Hickory St Suite B, Missoula, MT 59801, United States
Whitefish Payday Loans
Website Company Telephone Address
greenwelllawoffice.com Law Office of Jeffrey K. Greenwell, PLLC (406) 730-3015 Law Office of Jeffrey K. Greenwell, PLLC, 121 Wisconsin Ave, Whitefish, MT 59937, United States

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