Kansas State Bankruptcy Laws

What are the Kansas bankruptcy exemptions?

KansasKansas law protects all or a portion of your property from being seized by creditors or the bankruptcy trustee in a Chapter 7 bankruptcy. In a Chapter 13 bankruptcy, you are generally allowed to keep all of your assets and property. Certain exceptions may apply, so it’s wise to consult with a Kansas bankruptcy attorney to find which of your assets will be protected in a bankruptcy filed in Kansas. In general, the major Kansas bankruptcy exemptions include:

GENERAL KANSAS EXEMPTIONS
Real Estate (the Homestead Exemption)
160 acres of farming land, or one acre located in a city or incorporated area, or a manufactures or mobile home if occupied as a residence may be protected.:A provision in the new bankruptcy law caps the homestead exemption at $125,000 if you have not lived in the state for at least 40 months prior to the time you file a bankruptcy petition. In some situations, the cap may be permanent. You should consult with a Kansas bankruptcy attorney for specific information.
Automobiles
Up to $20,000 of equity in an automobile or other means of conveyance (no monetary limit for disabled persons) can be protected.
Other Property
Furnishings, equipment and supplies, including food, fuel and clothing; $1,000 of jewelry; a burial plot or crypt; and books, documents, furniture, instruments, tools, implements and equipment, the breeding stock, seed grain or growing plants stock, and other tangible means of production in an aggregate value not to exceed $7,500. $500 exemption for bank accounts.
View the complete list of Kansas bankruptcy exemptions

Please remember that this page provides general information only, and is not intended to provide legal advice. The information is not a substitute for the advice of a qualified bankruptcy attorney. If you need legal assistance, consult an attorney.

Which state’s exemption laws apply in your bankruptcy?

KansasGenerally, the laws of the state in which you lived for the 730 days (2 years) prior to filing a bankruptcy petition will apply in your bankruptcy.

If you have not lived in the same state for the 2 years immediately prior to filing your bankruptcy petition, the laws of the state in which you lived for the majority of the 180-day period preceding the 2-year period will likely apply.

If application of the preceding general rules renders you ineligible for exemptions under any state’s laws, you may be allowed to choose the federal exemptions applicable in your bankruptcy.

Is Kansas a Community Property State?

No, Kansas is not a community property state. Because it is not a community property state, you will be responsible for your spouse’s debts only if you voluntarily assumed those debts by, for example, co-signing on a loan given to your spouse. In a non-community property state, one spouse can file for bankruptcy and be eligible to eliminate all of their unsecured debts without the involvement of the other spouse.

How did your senator vote on the new bankruptcy laws?

Following years of intense lobbying by creditors, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). How did your Senators vote on these largely pro-creditor provisions?

Brownback (R-KS) — YEA 
Roberts (R-KS) — YEA

Kansas Bankruptcy Court Locations:

167 U.S. Courthouse
401 N. Market
Wichita, KS. 67202
(316) 269-6486

240 U.S. Courthouse
444 S.E. Quincy
Topeka, KS. 66683
(785) 295-2750

161 U.S. Courthouse
500 State Ave.
Kansas City, KS. 66101
(913) 551-6732

Note: You may not have to actually go to one of the above bankruptcy courts. Trustees often conduct your meeting at a local venue.

Although bankruptcy is federal law, the bankruptcy courts in each jurisdiction have local rules that must be followed. A local bankruptcy attorney will be familiar with the specific rules in your area.

Kansas Bankruptcy Attorney Locations:

Bankruptcy Attorneys in the state of Kansas

  1. Dodge City
  2. Emporia
  3. Garden City
  4. Gardner
  5. Hutchinson
  6. Kansas City
  7. Lawrence
  8. Leavenworth
  9. Lenexa
  10. Manhattan
  11. Neodesha
  12. Olathe
  13. Ottawa
  14. Overland Park
  15. Prairie Village
  16. Topeka
  17. Wichita
Dodge City Payday Loans
Website Company Telephone Address
kansasjustice.com Mack & Associates, LLC (620) 679-0404 Mack & Associates, LLC, 602 ½ N 2nd Ave Suite A, Dodge City, KS 67801, United States
Emporia Payday Loans
Website Company Telephone Address
sraclaw.com Stanley R. Ausemus, Chartered (620) 342-8717 Stanley R. Ausemus, Chartered, 413 Commercial St, Emporia, KS 66801, United States
Garden City Payday Loans
Website Company Telephone Address
gardencityksattorney.com Dean K Ryan Attorney at Law (620) 275-9614 Dean K Ryan Attorney at Law, 117 W Grant Ave, Garden City, KS 67846, United States
Gardner Payday Loans
Website Company Telephone Address
stocktonlaw.com Stockton and Stern, LLC (913) 856-2828 Stockton and Stern, LLC, 952 E Lincoln Ln, Gardner, KS 66030, United States
Hutchinson Payday Loans
Website Company Telephone Address
codysmith.law Cody Smith, Attorney at Law (620) 259-2424 Cody Smith, Attorney at Law, 423 W 1st Ave, Hutchinson, KS 67501, United States
centralkslawyer.com Henry Randall C (620) 708-4080 Henry Randall C, 23 E 1st Ave #6, Hutchinson, KS 67501, United States
Kansas City Payday Loans
Website Company Telephone Address
mcvaylawoffice.com McVay J. McVay, PA, Law Office (913) 281-6605 McVay J. McVay, PA, Law Office, 753 State Ave Ste 388, Kansas City, KS 66101, United States
Lawrence Payday Loans
Website Company Telephone Address
sypherlaw.com Sypher Law, LLC (785) 993-0765 Sypher Law, LLC, 1201 Wakarusa Dr c4, Lawrence, KS 66049, United States
lawrencebankruptcy.com Chris W. Steffens (785) 727-7700 Chris W. Steffens, 1611 St Andrews Dr #33, Lawrence, KS 66047, United States
johnhoogelawoffice.com John R. Hooge Attorney at Law, P.A. (785) 842-1138 John R. Hooge Attorney at Law, P.A., 2619 W 6th St Suite D, Lawrence, KS 66049, United States
johnbodlelaw.com John Bodle (785) 843-0187 John Bodle, 928 Rhode Island St, Lawrence, KS 66044, United States
trevino-law-office.com Treviño Law Office LC, Attorneys at Law (785) 856-8738 Treviño Law Office LC, Attorneys at Law, 120 E 9th St #202, Lawrence, KS 66044, United States
kansasbankruptcy.com Coons & Crump, LLC (785) 856-8720 Coons & Crump, LLC, 840 Connecticut St D, Lawrence, KS 66044, United States
Leavenworth Payday Loans
Website Company Telephone Address
kclawyers.com Barlow & Niffen P.C. – Leavenworth Office (913) 772-8008 Barlow & Niffen P.C. – Leavenworth Office, 511 S 5th St, Leavenworth, KS 66048, United States
hhlawllc.com Harris & Henderson, LLC (913) 727-1729 Harris & Henderson, LLC, 511 S 5th St, Leavenworth, KS 66048, United States
Lenexa Payday Loans
Website Company Telephone Address
wplawpractice.com Walden & Pfannenstiel, LLC (913) 438-1112 Walden & Pfannenstiel, LLC, 11900 W 87th St Pkwy Suite 125, Lenexa, KS 66215, United States
pattonknipp.com Patton Knipp Dean, LLC (913) 203-4786 Patton Knipp Dean, LLC, 12760 W 87th St Pkwy, Lenexa, KS 66215, United States
Manhattan Payday Loans
Website Company Telephone Address
wearydavis.com David Troup (785) 539-2208 David Troup, 555 Poyntz Ave # 240, Manhattan, KS 66502, United States
stremelkuhnlaw.com Stremel & Kuhn Law Offices Chartered (785) 537-1700 Stremel & Kuhn Law Offices Chartered, 529 Humboldt St # A, Manhattan, KS 66502, United States
brucecbarry.com Bruce C. Barry (785) 537-7337 Bruce C. Barry, 431 Houston St #A, Manhattan, KS 66502, United States
Neodesha Payday Loans
Website Company Telephone Address
depewlaw.net Depew Law Firm (620) 325-2626 Depew Law Firm, 620 Main St, Neodesha, KS 66757, United States
Olathe Payday Loans
Website Company Telephone Address
mooreandassociateskc.com Moore & Associates, LLC (913) 742-8700 Moore & Associates, LLC, 430 E Santa Fe St, Olathe, KS 66061, United States
olathelaw.com Adams Cross, LLC (913) 782-5500 Adams Cross, LLC, 303 E Poplar St, Olathe, KS 66061, United States
skinnerlawkc.com Skinner Law, LLC (913) 839-3073 Skinner Law, LLC, 100 E Park St Suite 205, Olathe, KS 66061, United States
williampturner.com William Turner Law Office (913) 701-7129 William Turner Law Office, 601 N Mur-Len Rd STE 5, Olathe, KS 66062, United States
kansascitybankruptcy.com W M Law Olathe Office (913) 422-0909 W M Law Olathe Office, 15095 W 116th St, Olathe, KS 66062, United States
Ottawa Payday Loans
Website Company Telephone Address
not found Cloon Legal (800) 964-2957 Cloon Legal, 401 S Main St #14, Ottawa, KS 66067, United States
Overland Park Payday Loans
Website Company Telephone Address
wflaw.net Wiesner & Frackowiak, LC (913) 642-2240 Wiesner & Frackowiak, LC, 6750 93rd St #220, Overland Park, KS 66212, United States
steinwartlaw.com Steinwart Law Office, LLC (913) 648-3220 ext. 3046 Steinwart Law Office, LLC, 8000 Foster St, Overland Park, KS 66204, United States
sypherlaw.com Sypher Law, LLC (913) 451-8833 Sypher Law, LLC, 11011 King St Suite 220, Overland Park, KS 66210, United States
lenexabankruptcy.com Chris W. Steffens, Attorney At Law (785) 727-2099 Chris W. Steffens, Attorney At Law, 9290 Bond St #207a, Overland Park, KS 66214, United States
kscitybankruptcy.com Kansas City Bankruptcy Center (913) 850-6216 Kansas City Bankruptcy Center, 7300 W 110th St #7th, Overland Park, KS 66210, United States
jeffreykoons.com The Koons Law Firm (913) 652-3377 The Koons Law Firm, 9401 Nall Ave, Overland Park, KS 66207, United States
wellmanlaw.com Wellman Law LLC (913) 608-3648 Wellman Law LLC, 9393 W 110th St #500, Overland Park, KS 66210, United States
lawofficeofjordanschwartz.com Jordan Schwartz Law Office (913) 642-4529 Jordan Schwartz Law Office, 10955 Lowell Ave # 630, Overland Park, KS 66210, United States
callahanlawkc.com Callahan Law Firm (816) 822-4041 Callahan Law Firm, 10777 Barkley St Suite 110, Overland Park, KS 66212, United States
uprightlaw.com UpRight Law (877) 927-5451 UpRight Law, 7015 College Blvd #375, Overland Park, KS 66211, United States
Prairie Village Payday Loans
Website Company Telephone Address
phillipsandthomas.com Phillips & Thomas LLC (913) 385-9900 Phillips & Thomas LLC, 5200 W 94th Terrace #200, Prairie Village, KS 66207, United States
Topeka Payday Loans
Website Company Telephone Address
bankruptcykansas.info Neis Michaux Bankruptcy Law Office (785) 354-1471 Neis Michaux Bankruptcy Law Office, 3601 SW 29th St Ste 117, Topeka, KS 66614, United States
garrettlawllc.com Garrett Law LLC (888) 253-4526 Garrett Law LLC, 1100 SW Wanamaker Rd #103, Topeka, KS 66604, United States
gasperlawoffice.com Gasper Law Office (785) 232-1200 Gasper Law Office, 1122 SW 10th Ave, Topeka, KS 66604, United States
topekabankruptcy.com Chris W. Steffens (785) 379-3600 Chris W. Steffens, 1852, 1275 SW Topeka Blvd #300, Topeka, KS 66612, United States
joewlaw.com Joseph I. Wittman, Attorney at Law (785) 234-3663 Joseph I. Wittman, Attorney at Law, 112 SW 6th Ave Suite 508, Topeka, KS 66603, United States
kansasbankruptcy.com Coons and Crump, LLC (785) 783-2360 Coons and Crump, LLC, 534 S Kansas Ave #305, Topeka, KS 66603, United States
harperlawks.com John Harper’s Bankruptcy Law Office (785) 354-8188 John Harper’s Bankruptcy Law Office, 214 SW 6th Ave Ste. 305, Topeka, KS 66603, United States
kansasjustice.com Mack & Associates, LLC (785) 274-9040 Mack & Associates, LLC, 2850 SW Mission Woods Dr, Topeka, KS 66614, United States
berbericklaw.com Troy A. Berberick (785) 291-2121 Troy A. Berberick, 2900 SW Wanamaker Dr Suite 204, Topeka, KS 66614, United States
frank-d-taff-jd.business.site FRANK D. TAFF, J.D. (785) 272-4108 FRANK D. TAFF, J.D., 3601 SW 29th St #109, Topeka, KS 66614, United States
grfmslaw.com Ty A. Patton (785) 783-8323 Ty A. Patton, 3500 SW Fairlawn Rd, Topeka, KS 66614, United States
Wichita Payday Loans
Website Company Telephone Address
wichita-bankruptcy.com Lazzo Law, Wichita’s Premier Bankruptcy Attorneys (316) 263-6895 Lazzo Law, Wichita’s Premier Bankruptcy Attorneys, 3500 N Rock Rd Building 300, Suite B, Wichita, KS 67226, United States
kansasbankruptcy.com Coons & Crump, LLC (316) 330-5771 Coons & Crump, LLC, 727 N Waco Ave Suite 565, Wichita, KS 67202, United States
kansasbankruptcycenter.com Kansas Bankruptcy Center (316) 448-1028 Kansas Bankruptcy Center, 220 W Douglas Ave Suite 110, Wichita, KS 67202, United States
eronlaw.net Prelle Eron & Bailey (316) 262-5500 Prelle Eron & Bailey, 301 N Main St #2000, Wichita, KS 67202, United States
dwriley.com Riley Don W (316) 265-2834 Riley Don W, 1502 S Broadway, Wichita, KS 67214, United States
milbylaw.com Milby Law Offices, PA (316) 262-7696 Milby Law Offices, PA, 300 W Douglas Ave STE 600, Wichita, KS 67202, United States
philweiserlaw.com Philip L. Weiser, Attorney At Law (316) 260-7070 Philip L. Weiser, Attorney At Law, 940 N Main St Ste 2, Wichita, KS 67203, United States
wichitakansasbankruptcylawyers.com Arst & Arst PA (316) 265-4222 Arst & Arst PA, 555 N Woodlawn Blvd #115, Wichita, KS 67208, United States
brocwhitehead.com Broc Whitehead (316) 263-6500 Broc Whitehead, 310 W Central Ave #211, Wichita, KS 67202, United States
allenhickey.com allenhickey.com (316) 269-6486 allenhickey.com, 111 S Whittier St, Wichita, KS 67207, United States
clbertholflaw.com Clifford L. Bertholf Law Offices (316) 267-2229 Clifford L. Bertholf Law Offices, 330 N Main St, Wichita, KS 67202, United States
gibsonwatsonlaw.com Newell Sarah Atty (316) 558-3750 Newell Sarah Atty, 301 N Main St Suite 1300, Wichita, KS 67202, United States
kansasconsumer.com Gary E. Hinck, P.A. (888) 839-8212 Gary E. Hinck, P.A., 300 W Douglas Ave STE 600, Wichita, KS 67202, United States
wichitabankruptcyhelp.com Eric W. Lomas, Bankruptcy Attorney – Klenda Austerman LLC (316) 290-4650 Eric W. Lomas, Bankruptcy Attorney – Klenda Austerman LLC, 301 N Main St #1600, Wichita, KS 67202, United States
martinpringle.com Martin, Pringle, Oliver, Wallace & Bauer, L.L.P. (316) 265-9311 Martin, Pringle, Oliver, Wallace & Bauer, L.L.P., 645 E Douglas Ave Suite 100, Wichita, KS 67202, United States
rdavissonlaw.com Russell W. Davisson (888) 339-5812 Russell W. Davisson, 200 S Broadway, Wichita, KS 67202, United States

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